MOT Test Insurance

You can now insure your Vauxhall against MOT failure.

MOT Test Insurance covers against the repair and replacement of an extensive range of parts, up to a total value of £750 (including labour and VAT) in the event of your vehicle failing its MOT test.

If you make a claim, you need only pay a £10 excess (incl. VAT), the cost of the re-test and, of course, any item not covered by the policy.

If the car is sold privately the policy can be transferred to the new owner.

*Your vehicle must be serviced in accordance with the manufacturer's recommendations at a Vauxhall Retailer. The vehicle’s next MOT must also be undertaken at a Vauxhall Retailer. MOT Test Insurance includes most Vauxhall cars and all Vauxhall CDVs up to 8 years old, with less than 80,000 miles on the odometer at the time you take out the insurance (please check with your Vauxhall Retailer to confirm that your model is eligible). The policy commences 30 days prior to and will expire 30 days after the next MOT due date. Please note, the policy does not cover mechanical breakdown or failed items as part of service work between MOT tests. This offer is available at participating Vauxhall retailers.

You can take out MOT Test Insurance if:

  • Your vehicle passes its test at a Vauxhall Retailer and you want to cover it for next time
  • You want cover for your next MOT - provided your vehicle has an existing MOT certificate
  • You have at least 6 months before your vehicle's first or next MOT test is due
  • You have proof of an up-to-date service as required by the manufacturer's servicing schedule. Where this is not available, such a service must be carried out to qualify for cover.

 

MOT Test Insurance does not cover the following:- Accidental, malicious or impact damage; neglect or wear and tear reported during the vehicle's previous service; tuning or adjustments to the fuel system; tyres, wheels, exhaust systems, catalytic converters, glass and bodywork/chassis; any modifications that have been made to the; legal items; advisory items; routine service items such as oil filters, lubricants, fluids, spark plugs; the cost of the MOT test or re-test; not available in Northern Ireland or the Channel Islands; car hire; any other component not listed under the 'What's Covered' section of the accompanying MOT Test Insurance policy booklet.